I'm building my business on relationships, not transactions.Ultimately, I am here to serve the client and save them the most amount of money possible while getting them into the home they desire.I detach myself from the outcome so that my clients can get the best version of me and the realtor they deserve, who doesn't let their commission get in the way of people getting their foot in the door.

Ryan Birr

317-983-5909 [email protected]


Live 2026 tracker
$140,572
in seller concessions negotiated for my buyers in 2026

That's money sellers paid toward my clients' closing costs and interest rate buy-downs, instead of it coming out of my clients' pockets.

$77,917 on closed homes$62,656 on homes under contract
$3.50MClosed volume
$1.58MUnder contract
16Homes closed or under contract
5.0★17 reviews
Client reviews

Five-star reviews, in my clients' own words

Closing day

Celebrating my clients

Every one of these photos is a family getting their keys. Tap a photo to see it full size.

What could a rate buy-down look like today?

Pick a loan type and move the slider to your price range. This uses the most a seller is allowed to pay: 3% on a conventional loan, 6% on an FHA loan.

$300,000
$9,000Max seller credit (3%)
6.82%Rate after buy-down
~$145/moLower monthly payment
$0Left over for closing costs

Example only, not a promise or a loan offer. Starting rates are Mortgage News Daily's national averages as of Oct 5, 2026; check the live rates below and type in today's number. Assumes 3% down (conventional) or 3.5% down (FHA), a 30-year loan, about 0.25% off the rate per point (1 point = 1% of the loan), and up to 4 points, with anything left going to closing costs. Principal and interest only. What a seller agrees to depends on the home and the market. Ask your lender for real numbers.

Live national averages

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Prefer to reach me now? 317-983-5909 · [email protected]